The Difference Between Zone A and Zone AEĪs stated above, Zone A corresponds to a 1-percent-annual-chance flood event which was generally determined in the Flood Insurance Study by approximate methods of analysis. It is also commonly referred to as the 100-year flood zone.įor property owners with structures in Flood Zone A, that have federally backed mortgages, mandatory flood insurance purchase requirements apply. About A Zonesįlood Zone A is a Special Flood Hazard Area designated by FEMA to have a 1 percent annual chance of flooding. In fact, we regularly request LOMA’s on A Zones, and often the outcome results in removal from the SFHA. If you have a structure identified within an A zone, don't think challenging this flood status by submitting a Letter of Map Amendment (LOMA) is impossible or unworthy of pursuit. Of the many flood zones that qualify as Special Flood Hazard Areas (SFHA), therefore requiring flood insurance on habitable structures, A Zones were created with less specific data within the floodplain study, offering no official recorded BFE (Base Flood Elevation). Why submitting a LOMA is a worthwhile option.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |